Check always before you use without impacting your credit history
Can I be accepted if i’ve bad credit?
We very carefully start thinking about every application, including those from people who have a bad credit score.
We have been a responsible loan provider and our decision on whether or not to give you that loan will perhaps not you need to be centered on your credit rating, but in addition your private circumstances and now we would you like to make certain that invest the that loan with us, the repayments would be affordable through the term of this loan.
Why Satsuma differs from the others from a loan company that is payday
Satsuma aren??™t a loan company that is payday. Repayments on a Satsuma short-term loan could be spread over 3 to one year meaning the entire repayment is not drawn in one instalment.
Some options that come with a Satsuma term that is short are:
- You don??™t have actually to pay for the mortgage right back within one swelling sum.
- You??™ll not be charged any fees that are extra you??™ll pay only what is agreed in advance.
- You are able to elect to spend either monthly or weekly.
- You are able to repay your loan in instalments over a time period of as much as per year.
- It is possible to borrow as much as ??1,000, susceptible to affordability, no matter if you??™re a new client.
- The money will most likely maintain your money the exact same time your application is accepted
- We now have an individual Care group available if you come across problems.
As a responsible loan provider, all our loans are at the mercy of credit and affordability checks.
Willing to get going?
Then use our loans calculator if you have read this information and feel that a Satsuma short-term loan, an alternative to payday loans, is the right choice for you. This may permit you to see just what the repayments would appear to be from the amount you want to borrow.
You may then like to always check before you apply.
Our application procedure are able to be completed online, and you also could easily get a final choice within one minute.
Typical questions regarding payday advances
Am I able to get a quick payday loan with extremely credit that is bad?
Eligibility for a financial loan can be determined by each lender??™s criteria that are individual. Typically, a quick payday loan provider will appear at both your credit score along with your current financial climate you and some loan companies may be more willing than others to lend to people with very bad credit before they make a decision on whether to lend to. Nonetheless, this will probably differ from one loan provider to some other.
Satsuma aren’t a payday loan provider however we give consideration to all circumstances, including bad credit. We do finish a credit check as well as bring your individual circumstances into account as an element of our decisioning. You can examine to see ahead of time if you should be very likely to be eligible for certainly one of our short-term loans.
What the results are in the event that you don??™t repay an online payday loan?
All financial institutions may vary, therefore you should give consideration to very carefully whenever trying to get that loan exactly what the stipulations are about the effects of lacking repayments..
What the results are in the event that you don??™t repay a Satsuma loan?
With a Satsuma short-term loan, there are not any charges for late or missed payments, you??™ll only pay off that which you agree in advance. Which means you won??™t find your financial troubles grows to a lot more than you expected.
But, when your circumstances do alter and you also don’t let your lender understand and miss repayments or spend not as much as the amount that is contractual you may possibly risk damaging your credit history. Consequently, it is constantly a idea that is good allow a lender determine if your circumstances alter, so when Satsuma Loans is a responsible lender, we??™ll constantly do everything we can to try and assist.
Whether it??™s an online payday loan or a quick payday loan alternative, confer with your loan provider if you should be struggling. You’ll keep in touch with Satsuma by phone, online, or by post. Details on just how to e mail us can be located right here .
Can I get a payday loan online?
Some loan that is payday permit you to apply online. Nonetheless, each company has their particular acceptance needs so that the capacity to be authorized may differ from 1 loan provider to another.
You could get a decision within 60 seconds if you decide a short-term loan from Satsuma would suit your needs more than a payday loan, the application process can be done online, and. You simply have to have all of your information handy, including:
- Your email
- Cellular phone quantity
- Details of in which you have actually resided the past 3 years
- Information on your revenue and outgoings
- Banking account information.
Exactly what are some options to pay day loans?
Satsuma loans are one alternative in the event that you give consideration to repaying over an extended period . We provide cash over 3 to one year, meaning it is possible to distribute the fee over a few pay packets with month-to-month or repayments that are weekly.
If for example the question isn??™t answered above, you can easily phone our customer support group on 0800 694 0004.
* Approval for a Satsuma Loan is susceptible to completion that is successful of and identity checks. Satsuma Loans are just available to British residents who will be at minimum 18 yrs old and also have a valid British banking account and debit card
