That loan solution to protect cash that is immediate requirements

That loan solution to protect cash that is immediate requirements

Get a real-time decision and financing within seconds.

What exactly is an easy Loan?

The U.S. Bank Simple Loan is an instant and way that is convenient U.S. Bank checking clients to borrow as much as $1,000 to manage prepared and unplanned expenses.

Maybe perhaps Not just a U.S. Bank customer that is checking? Explore our bank checking account options.

What sort of Simple Loan works

  • Apply anytime within on the internet and mobile banking, by having a real-time choice 1 and immediate access to loan funds
  • Borrow as much as $1,000, in $100 increments
  • Loan funds deposited straight into your U.S. Bank customer account that is checking
  • Repay the loan in three monthly premiums

Easy pricing without any belated charges or prepayment costs.

For each $100 borrowed you spend:

$6 charge with automatic re re payments from your U.S. Bank customer bank account

$6 fee with handbook payments

Re re Payment instance

In the event that you borrow $400 and choose automated repayments, your charge will likely be $24. You??™ll pay right straight back an overall total of $424 in three monthly premiums of around $141.33 each. Your total price to borrow (apr) should be 35.65%.

Simple Loan is really a high-cost loan and other available choices can be available:

  • Personal loan ??“ a loan that is personal no security required
  • Bank cards ??“ Use to help make acquisitions or get an advance loan
  • Reserve type of credit ??“ A personal line of credit offering overdraft protection

To get going here is what you may need.

  • You really must be at the least 18 years old and have now A u.s. That is current? bank account that is available for at the least a few months
  • 90 days of recurring direct deposits right into a U.S. Bank account that is checking
  • Your Personal Protection quantity

Log on to online and mobile banking and access the easy Loan application website link from the bank account web page.

Our application that is online is and safe.

Convenient

You can find the Simple Loan application link on the checking account page when logged into online and mobile banking if you??™re already a U.S. Bank customer.

Secure

We utilize the strongest available encryption to protect any information you send out.

Get going

Explore your options

  • Unsecured loan
  • Bank cards
  • Reserve credit line

Extra resources

  • Online account access
  • Financial IQ
  • Simple Loan FAQ
  • To be eligible for an individual line you have to have a preexisting U.S. Bank individual bank checking account.
  • Personal line supplies a money source for ongoing needs that are financial. A personal line may be right for you if this is what you need, or if you are looking for a revolving account with a variable rate and minimum monthly payments.
  • To generally meet the fundamental skills, ensure you have actually a preexisting U.S. Bank account that is checking.
  • Reserve line protects you against overdrafts in your U.S. Bank checking account that is personal. Should this be the thing you need, a book line might be best for your needs.

To meet the requirements to try to get a U.S. Bank Simple Loan, candidates should have an open U.S. Bank account that is checking recurring direct deposits. Other eligibility requirements may apply. Eligibility is non-transferable. Loan approval is susceptible to credit and eligibility approval.

Loans and credit lines are available through U.S. Bank nationwide Association. Deposit items are provided by U.S. Bank nationwide Association. Member FDIC.

To meet the requirements to try to get a U.S. Bank Simple Loan, candidates need an available U.S. Bank bank checking account with recurring direct deposits. Other eligibility criteria may apply. Eligibility is non-transferable. Loan approval is at the mercy of eligibility and credit approval.

Loan payment instance: in the event that you borrow $400 and choose payments that are automatic your charge is likely to be $24. You??™ll pay straight right back a complete of $424 in three monthly obligations of around $141.33 each. Your total price to borrow (apr) would be 35.64%.

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